Articles
Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Retirement
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What Is a Traditional IRA?
If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.
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What Is a Roth IRA?
Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.
Tax Planning
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What Is a Required Minimum Distribution?
Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.
Investing
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How Do Mutual Funds and Stocks Differ?
The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.
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What Is the Difference Between a Fixed Annuity and a Variable Annuity?
Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.
Risk Management
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What Is Term Life Insurance?
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
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What Is Whole Life Insurance?
Some of the pros and cons of whole life insurance.
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What Is Universal Life Insurance?
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.